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Opinions

 

Opinions / 20-02-24 / Shelly Nxumalo

South Africa's banks need to get better at cost controls, says banking expert

"Legacy cost-cutting and short-term approaches don't work, but banks and financial services companies can turn around their sub-par cost efficiency through four key operating initiatives," says Kwaku Debrah, a seasoned banking executive with…

Opinions / 08-02-24 / Pierre Romagny

Pierre Romagny | SA banks must be lauded for their globally recognised innovation

"South Africa can teach the world a thing or two about digital banking, evidenced by the fact that the country's financial services landscape ranks second on Oliver Wyman's digital banking index, which was recently updated," says Pierre Romagny…

Opinions / 27-11-23 / Charl Fouché

Charl Fouché | The power of geospatial data to enhance KYC and customer service in banking

"Real-time location analytics stand out as a key component in this new approach. Financial institutions map their customers' data, analyse geographical patterns, and derive valuable insights into their behaviours and preferences," says Charl…

Opinions / 27-11-23 / Ola Oyetayo

Ola Oyetayo | How SMEs can maximise profits through cross-border payments

"Traditional banking institutions often charge exorbitant fees for currency conversion and international transfers. These fees can quickly erode hard-earned profits, leaving owners with less to reinvest in their businesses," says Ola Oyetayo,…

Opinions / 02-08-23 / Bobby Madhav

Bobby Madhav | SA records negative deficit for the second time this year

"The importance of the US to South Africa is once again emphasised by the US cementing its second place after China as both export and import partner, with shares of 7.4% and 8.5% in South Africa’s export and import baskets respectively," says…