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Retail Banking

 

Retail Banking / 02-07-26 / Shelly Nxumalo

Standard Bank Real Estate Services wins global Digie Award

"Our approach to facilities management is an extension of our broader operating model, where engineering, infrastructure and client solutions come together to enable the group to serve clients at scale," says Nkosinathi Manzana, Standard Bank…

Retail Banking / 02-07-26 / Daniel Nkosi

FNB removes initiation fees from its Credit Switch solution

“By permanently removing an upfront cost barrier like the initiation fee, we are making it easier for qualifying customers to consider consolidation as a practical way to simplify their repayments and potentially improve their monthly cash flow,”…

Retail Banking / 02-07-26 / Shelly Nxumalo

The mattress economy: why cash savings at home persist in SA's financial system

"Saving at home often comes from very real concerns around access, trust, and control. But it can also leave people exposed and limit the ability of their money to grow. What we are seeing is a need to make formal saving work better for the…

Retail Banking / 07-05-26 / Shelly Nxumalo

GoTyme Bank hits one million app migrations as expansion accelerates

“The fact that so far at least one million GoTyme Bank customers have successfully moved to the new app – driving its No.1 ranking across app stores – feels like a vote of confidence from the people who trust us to deliver on our promises,”…

Retail Banking / 07-05-26 / Daniel Nkosi

eBucks boosts fuel rewards by 50% to help soften the R3.27/L fuel increase

"When prices rise, customers feel it immediately. So, by giving customers an extra 50% back in eBucks on fuel, we are helping to soften that impact by putting real value back into their hands, at a time when it matters most. This is about providing…

Retail Banking / 05-05-26 / Chris Smit

As fuel shock hits hard, Standard Bank's UCount Rewards softens blow

"Transport costs affect everything: commuting, food prices, logistics, and the cost of living overall. In moments like this, every rand saved matters. This is where our UCount Rewards programme continues to stand out as a reliable buffer for…

Retail Banking / 10-04-26 / Shelly Nxumalo

Optasia strengthens growth plans with US$330m funding package led by RMB

"Optasia required a comprehensive solution that delivered certainty, supported growth and could be executed efficiently across multiple jurisdictions. Working closely with the client, we developed an integrated structure that meets Optasia's…

Retail Banking / 10-04-26 / Shelly Nxumalo

Discovery tops SA consumer banking experience rankings as customers question value

“Now that the benchmark has entered its second year, the index has reached a level of maturity that allows meaningful comparisons across years and across banks. That provides deeper insight into how customer experience in the banking sector…

Retail Banking / 18-03-26 / Daniel Nkosi

Fraudsters now combine multiple tactics to access your money

"In recent cases, we've seen fraudsters impersonate reputable individuals or bank staff with astonishing accuracy. We are seeing a rise in scams where AI‑generated voices, cloned emails, and deepfake content are used to mimic legitimate communication…

Retail Banking / 24-02-26 / Kwanele Sibanda

What consumers should watch for in the 2026 budget speech

“Bracket creep occurs when your salary increases due to inflation, but tax brackets are not adjusted accordingly. As a result, taxpayers can find themselves paying more tax even though their real buying power has not improved,” explains Emile…

Retail Banking / 03-12-25 / Sisanda Ndlovu

Vehicle Asset Finance sees recovery as credit terms change significantly

"The significant change in the issuance of VAF loans is a remarkable trend, and it's being driven by specific consumer groups.  Nearly 88% of VAF by value is concentrated in two Eighty20 consumer segments: the Middle Class Workers and Heavy…

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