"One of the main advantages of - a good estate plan is that it helps you to set up your assets correctly while you're still alive. This includes choosing the best form of ownership of those assets - by yourself, jointly with others, or in trusts,"…
"We understand that finding a surety or qualifying for a loan on your own can be challenging. To address this, we offer eligible students loans that do not require surety for certain courses at our partner institutions nationwide,” says Tshiamo…
“Businesses in urgent need of capital may find themselves waiting weeks or even months for a decision. In contrast, tier-two or unregulated lenders promise faster access to funds with minimal paperwork, appealing to businesses desperate for…
“Get started with a very manageable, interest-free small credit facility that you can easily afford, and instead of paying cash, purchase something using this facility. A cell phone contract or retail store account are good options. Make sure…
Ester Ochse, Product Head at FNB Integrated Advice, shares some simple yet effective insider tips when saving for short or long-term financial goals.
“We understand the growing concerns surrounding borrowing money online as some consumers have fallen prey to loan sharks offering seemingly attractive loans with hidden, exorbitant fees and interest rates. It’s crucial for consumers to recognise…
"Research has shown that financial stability is closely linked to mental well-being. When individuals have control over their finances and feel secure about their future, they experience lower levels of stress and anxiety," says Lerato Thwane,…
“When inflation rates are high, consumers tend to cut back on spending, delay investments, and struggle more with debt as their money buys less. Conversely, when inflation cools, as it has recently in South Africa, the immediate effect can be…
Building a solid savings plan not only helps you achieve your financial goals but also prepares you for unexpected expenses. Savings serve as a lifeline during challenging times and pave the way for long-term financial success, especially for…
Lerato Thwane, Head of E-Commerce at Tesserai, explains that making use of a credit score tool holds many benefits for a consumer. It calculates your latest credit scores, groups all open accounts and loans in one place, and displays risk profiles…
"There isn't a one-size-fits-all approach when deciding on the best vehicle to save for private schooling, as every family's financial affairs differ. Therefore, it is essential to consult your financial institution or private advisor to help…
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